At least 21 deaths in nine states were blamed on Irene, which fizzled to a post-tropical cyclone and headed over eastern Canada on Monday.
"Hurricane Irene's damage is likely to be characterized more by the amount of inland flooding, storm surge and treefall than by direct wind damage, and flooding is still an ongoing concern for many states in the Northeast," said Risk Management Solutions, Inc., which tracks natural catastrophes.
About 3 million customers were without power along Irene's path.
Much of the remaining trouble centered on flooding from North Carolina through New England, with homes inundated and roads torn apart by floodwaters.
Some of the worst flooding since 1927 ravaged Vermont's normally tranquil countryside, turning babbling brooks into turbulent rivers and knocking homes from their foundations.
In Wilmington, Vermont, a young woman who had been standing near a river was washed away. Her body was recovered.
In all, 260 roads were affected, many of them underwater, Vermont's Emergency Management Department said Monday.
Four to six covered bridges were destroyed and others were washed out, it said.
In the capital city of Montpelier, water crested overnight at 19.5 feet, just shy of the 20-foot prediction, but levels throughout the state were receding Monday morning.
The emergency management headquarters flooded overnight and was evacuated and relocated from Waterbury to Burlington, approximately 20 miles away.
In North Carolina, more than 340,000 customers were without power Monday, down from more than 440,000 on Sunday night, the state's emergency management department said.
Dominion Power reported more than 600,000 customers were without power in Virginia and northern North Carolina.
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